Money Saving Tips
Why Rent When You Can Buy?
Mortgage rates are at historic lows, which could make some young professionals tempted to jump right into homeownership. If you’re a recent college graduate still living at home, you might be eager to get a place of your own. If you’re renting a place by yourself or even sharing expenses with roommates, you might feel…
Read MoreManaging Household Energy Use
The American lifestyle has adapted to the current global health crisis, and we are seeing some of the financial impact in our utility bills. Children are distance learning at home, adults are working from home full- or part-time. Couples and families are staying in on weekends and canceling or postponing vacations. More time at home…
Read MoreMore Saving, Less Spending During the Holidays
The holiday season is one of the most expensive times of the year. For those looking to purchase a new home, the expenses that come with gift-giving and entertaining in December threaten to cut money-saving strategies short. But it’s possible to save during the holidays so you can stay on the road to home ownership…
Read MoreMortgages: When Time is Money
The 30-year mortgage is the traditional, most common loan, especially when buying a first home. After all, that’s how your parents and grandparents financed their homes, right? Many young homebuyers might be surprised to know there’s another option and the benefits are plenty if they take advantage of it: the 15-year mortgage. The monthly premiums…
Read MoreSmall Expenses Add Up to a Big Drain
When it comes to your household budget, are you taking control of your spending? Your major expenses and monthly bills are well accounted for, such as rent or mortgage, utilities, student loans, and car payments. But there are smaller expenses that are draining your bank account in ways you aren’t aware of, that is until…
Read MoreThe Cost of Moving in New Hampshire
We all know relocating is on the top five most stressful life events list. No matter the distance from your old place to your new home, there is a lot to think about. And the expenses that come with relocating can add to the burden of planning a successful move. We can help you run the…
Read MoreWhat’s the Real Cost of a Higher Property Tax?
It can be confusing enough using a mortgage calculator to figure out the best loan options and what your monthly payment will be. What you might overlook in all those equations is the property tax. The difference between two homes priced at the same loan rate, one with a 2.15% property tax rate and the…
Read MoreBack to School without Breaking the Bank
For some parents, the start of the new school year is a welcome return to routine and the end of needing to find daytime entertainment or child care. Â Other parents mourn the loss of carefree summer days and a big hit to the wallet. Going back to school challenges parents to pay for all the…
Read MoreDebt Free by 50 – How to Pay Off Your Mortgage in Half the Time
Imagine you owe nothing on credit cards, student loans, credit lines, and cars. Better yet, your children’s college savings funds are in good standing and you’re on track to have your mortgage paid off in half the time you expected — 15 years rather than 30. Instead of worrying about making mortgage payments during your…
Read More8 Ways to Save on Heating and Cooling in Your New Home
Have you been in housing situations where the utility bills just seem to pile up? One great way to save money with your new home is to make decisions that allow it to be energy efficient from the start. Of course, there are added benefits when it comes to the environment and long-term household maintenance…
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