Insights and Resources

2017 Home Trends

2017 Home Trends – Hot or Not?

Think green in 2017. Varying shades of green are hot this year in home decor, either on your walls, furniture accents or in an area rug. That’s not the only trend you’ll see or want to incorporate into your own home. We’ve got a short list to get your creative juices flowing. Marble isn’t new…
home buyers student loans

Want to Buy a Home but Still Have Student Loans? Here’s How.

The cost of a college education has steadily risen and forced many young potential homebuyers to face a financial challenge unknown to generations before them. While bearing the burden of monthly student loan payments, many 20- and 30-somethings worry that debt which could take a decade or more to pay off will affect their credit…
Homebuyer Forecast

January 2017 Homebuyer Forecast

As it has throughout history, a new president in the White House means changes both politically and economically. We already saw an increase in mortgage interest rates in the last months of 2016, and experts predict that rates will continue to climb in 2017. Homebuyers are affected in different ways, depending on goals and financial…

Simple Ways to Save Money on Your Mortgage

In recent posts, we’ve reviewed how you can get a better rate on your mortgage – and therefore reduce your monthly payment as well as the overall cost of your loan over 30 years – by improving your credit score and paying off credit card debt. But that’s not the only way to save money…
Credit Score to save on mortgage

This One Credit Score Improvement Could Save Over $40,000 On Your Mortgage

The housing market in New Hampshire is very attractive to many. Beautiful three and four bedroom homes in great neighborhoods near excellent schools and amenities can be found in the $350,000 range. In some cases, an investment of this size can even get you into a new construction home that can be customized to your…
Credit Card Debt Mortgage

Paying $5,000 Of Credit Card Debt Could Save $100,000 On Your Mortgage

In our last post, we explored how having a high credit card utilization rate negatively affects your credit score. The utilization rate is the ratio of the balance owing to the credit limit. We also talked about just how much you can save on your mortgage by improving your credit score. Today, we’ll take a…
Merrimack NH

Things To Know – And Love! – About Merrimack NH

One of the best things about living in New Hampshire is the option for a small-town New England lifestyle with access to urban centers and their culture, entertainment, and industry. But many of the state’s smaller communities have much to offer and be proud of in their own right. Take Merrimack, NH for example. .…
green home cleaning

Green Home Cleaning That Actually Works – Getting Your Home Ready for Holiday Guests

It’s the time of year when you’re doing a little more cleaning to prepare for holiday celebrations. Whether you’re planning to have a houseful for just a day or overnight stays, it’s a great feeling when some of the areas of your home that don’t get much regular attention can sparkle. Even when some of…
Simple halloween decorating

Simple Halloween Decorating For Your Home

Decorating for Halloween can be fun, with a little imagination. Whether you’re catering to your young children or prefer a more sophisticated look, there are lots of ways to spook up your home for the holiday. We’ve scared up a list of our favorite ideas. The orange gourd is a Halloween staple, but pumpkins don’t…
Buying a Home with a Family

Buying a Home With Family

We talked recently about the growing numbers of families in multi-generational living situations. If that sounds like a good fit for you and extended family members, there are some things to keep in mind – logistically and financially – when deciding to buy a home together. Determine what everyone is looking for in this new…
Fall Fashion Trends for Home

Fall Fashion Trends for Home

Straight from the fashion runway and into your home, you can get some great decorating ideas from those who are setting the latest trends in clothing.  From statement pieces to metallics to textures and new color combinations, the fashion houses have laid out their plans for what we’ll be wearing in the months ahead. So…
Stretching Patio Season

Stretching Patio Season Into The Fall

This time of year, many New Englanders mourn the fact that deck and patio season just feels too short. Temperatures are cooler, days are shorter, and we long for the warm summer weather we enjoyed from Memorial Day to Labor Day. When autumn arrives, it’s easy to think we have to shutter ourselves in the…